Bridging Loans
Bridging Loans for European Countries and the United Kingdom.
A bridging loan offers the perfect solution when time is of the essence and quick access to funds is vital.
We welcome large borrowing requirements, complex scenarios, and most types of client situation.
We can provide traditional non-status bridging facilities to enable borrowing against European property for up to 70% ltv, and against UK property for up to 75% ltv (or more with additional collateral).
For bridging in European countries:
We are one of a small number of practices arranging bridging facilities focused on the unique needs of clients in this market.
With the support of our specialist lending partners we can arrange a very significant and discrete funding solution for clients who need to borrow quickly and/or do not fit the lending criteria of the mainstream lenders or their own bank.
We offer “traditional” non-status facilities that have been extended into Europe to provide super- fast completions for every type of client, and complex matters are our speciality.
We can arrange bridging to quickly complete on a purchase, a refinance, urgent capital raising, or property refurbishment, in these sectors: Residential, Commercial, Mixed-Use, Hotels, Healthcare, Education, within these countries: France, Italy, Germany, Austria, Switzerland, Luxembourg, Monaco, Spain, Portugal, Belgium, Netherlands, Sweden, Norway, Denmark, Finland, and Ireland. We welcome enquiries from a variety of European legal entities and nationalities.
- Up to 70% on prime residential, up to 65% on commercial.
- Loan amounts: from Euro 5m to Euro 50m.
- Terms: from 3 months to 24 months.
- Fees: from 2% arrangement fee.
- Interest from 1.25% per month. Interest retained or serviced.
Get in touch today if you need a UK or European bridging loan and would like to discuss in confidence
Funding for Housing Developments outside the UK
With the support of a specialist development lending partner, we are now able to provide Bridging and Development credit finance solutions for new build Housing Development Projects ranging from £25m to £150m primarily in the Republic of Ireland but also with phased expansion into the housing markets of Spain, Netherlands, and Germany during 2025/2026.
We would like to hear from Developers and Investors who need capital for top-tier housing projects in these markets.
For UK bridging we accept the following security:
- Owner-Occupied Residential
- Commercial & Semi Commercial
- Buy to Lets/Residential & Commercial Investment Portfolios
- Holiday Homes
- Care Homes
- Land with Planning Permission
- Also: Residential Developments: Bridging finance has become a readily available method of gaining access to funding to help builders overcome the frustration of funding scarcity caused by the major banks’ less than helpful attitude towards lending in the house building sector.
- Bridging finance also provides a flexible solution to protect against Property Repossession and Business Insolvency.
- Interest rates from 0.75% per month.
THE Alternative Short Term Loan Facility:
We can arrange short term loans, for business or personal use, for UK based High Net Worth Clients who have luxury assets and wish to offer these as security rather than borrowing against property. This can include luxury and classic cars, fine art, jewellery, and watches.
Fast finance – funds available within hours
Lending up to £2 million
Borrowing for all purposes
Minimal Paperwork and no credit checks
Contact us if you would like to discuss releasing capital tied up in luxury assets
Help to settle an Inheritance Tax Bill when estate funds are tied up:
Payment of inheritance tax can be tricky to navigate, as it is often a circular issue between payment of tax and release of the grant of probate. Executors must obtain correct professional advice to minimise its impact on the estate.
If an estate’s value is mostly tied up in property and there is not enough cash to pay the inheritance tax bill, selling the property is an option but may be complicated if co-owners don’t want to sell. One option is to take out a temporary loan to cover the tax due.
However, securing finance can be challenging, but with our help it will be a simple, stress-free process.
We offer a fast-track flexible finance option for estates with IHT liabilities providing Executors and Beneficiaries with quick access to short-term money to pay the IHT bill promptly. Key Features: a competitive rate of interest, no monthly repayments, the loan is redeemed from estate proceeds.
Contact us for a free 30-minute consultation to find out more.
Get in touch today!