Residential Buy To Let in London for Non-UK Residents
Buy to Let Mortgage solutions that are Niche-Specific to the London Market
Our dedication is centred on providing experienced Investors and expert Landlords in this sector of the market with specialised buy-to-let investment loans up to £25m for limited companies, offshore entities, expatriates, private individuals resident outside the UK, and foreign nationals. Our focus is to obtain a comprehensive understanding of the unique demands of BTL Investors, and the information we gather serves as the basis for creating solutions that truly correspond with their needs. If you’re planning to purchase a residential investment property and need mortgage finance, or if you already own a portfolio and want to refinance existing borrowing, our service is designed with you in mind.
We can offer Investors the most competitive buy-to-let mortgage solutions available in the market.
Our work within the UK buy-to-let sector is focused on prime residential property in the London market because our capital city is positioned within the top four most sought after global property markets, and for this reason its present-day appeal remains very strong with international property investors.
London is perhaps the safest place in the world to live, work and invest; for this reason, it continues to be a repository for international investment thereby appealing to a unique class and profile of property investor.
Investors from overseas who wish to acquire residential investment property in London may experience difficulties if they need to raise a UK mortgage to complete the purchase.
We help clients in this sector obtain appropriate mortgage finance while also addressing any obstacles or difficulties they may encounter during the financing process, and we strive to provide personal service in a meaningful way to add value, certainty, and peace of mind to the outcome.
We have the necessary experience, expertise, and connections with specialist lenders and lawyers to provide a mortgage solution that will fit your needs exactly.
Our Key Features:
- We are flexible and will treat each case on merits.
- SPV Ltd. Company Buy to Let mortgage structure is preferred.
- Loan to value up to 75%.
- Maximum loan £25.0 million.
- Single properties or portfolios.
- Purchase or Refinance.
- Rates of interest from 4.74% pa.
- Mortgage terms up to 10 years.
- Interest Only or Capital Repayment
- Our Fee structure: 1% payable on completion
Mortgage lenders prefer non-UK resident investors to acquire buy to let properties through an SPV Limited Company, and require strict compliance with UK Money Laundering Regulations, to qualify for a loan within standard lending criteria.
It is important to use an experienced lawyer who will carry out all necessary searches, enquiries, and due diligence to ensure you acquire good title.
Get in touch today!
Call us on 07847 409616
Our solicitor is highly experienced in dealing with overseas buyers and mortgage lenders and will work quickly and efficiently to ensure that your transaction proceeds as smoothly as possible:
Alan Zeffertt, Consultant Solicitor
Thirsk Winton LLP
020 7043 1621
24 Hanover Square, Mayfair, London. W1S1JD
For investors who are planning to create a buy to let portfolio over a period of time we can set up a “Forward Funding Facility” to provide a pre-approved borrowing programme based on specific parameters, which will allow investors to seek out new purchase opportunities with the assurance that they are pre-qualified for funding with the lender’s groundwork having been completed in advance.
BRIDGING FINANCE is THE short-term borrowing solution we can arrange for a variety of property needs, especially when investors want to expand their portfolios or add value to their holdings through a programme of refurbishments, when speed is of the essence and fast access to funds is critical. Use Bridging to finance to purchase a buy to let property when you need to act very quickly, or to raise deposits, to cover the cost of a refurbishment, or any other urgent need – using our fast-track process.