Commercial Mortgages
Commercial Mortgages for Freeholds & Long Leaseholds.
WHAT WE OFFER
There are many Commercial Mortgage Lenders in the market place who will lend to businesses secured against a various categories of commercial property, but most are not found on the high street.
It is essential therefore to have a specialist at your side who is experienced and understands the commercial mortgage market – which can sometimes be difficult and complex – to guide you through the entire process of obtaining funding for your commercial property transaction.
We will look mainly at commercial property in London and the South East region but will welcome enquiries in other areas of the UK, and advise accordingly.
If your company or partnership is buying a commercial freehold or long leasehold property for your own occupation, as an investment, or if you require to refinance a property you already own, here is a snapshot of what we can offer you:
- We will consider a wide variety of different types of owner-occupied premises and investment properties (the latter must show good quality covenants underlying the Leases)
- We can arrange up to 75% loan to value on purchases and proposals to refinance; higher levels of borrowing can be achieved with additional collateral.
- We will deliver the very best Terms and rates of interest that the market has to offer sourced from UK lenders that we know and trust for their reliability and quality of service.
- We can accommodate borrowing requirements up to £20m and cases will be carefully assessed on merits case by case.
- We offer Capital Repayment or Interest Only options.
- We offer loan terms from 5 to 30 years.
- We undertake to provide you with an in-principle lending decision within 24 hours.
Capital Allowances – could be of special interest to anyone who owns commercial property:
If your company or business already owns or is buying, a commercial property you may be able to find capital allowances within the fabric of the building which may otherwise go unclaimed. Commercial properties of all types are excellent vehicles for identifying capital allowances. Typically, a claim on a property over £500k can quite easily represent the difference between a business losing money and the alternative of having a good set of final Accounts.
Typical recovery from HMRC could realistically amount to 25% of the value of a commercial property.
This is not an accountancy trick or a legal loophole – it was made law to help businesses claim what is rightfully theirs and represents an investment incentive.
Not everyone knows about this and not everyone will qualify; the criteria for making a claim is strict and highly technical.
We offer to look into the possibility of a claim for you as a complimentary service to establish whether you might have grounds for pursuing a legitimate claim. Get in touch today.
Get in touch today!