Residential Buy To Let in London for Non-UK Residents
Mortgage Solutions for International Property Investors.
Your Expert Commercial Finance Broker for Buy-to-Let Mortgages in the London Property Market.
Investing in London property as a foreign national or non-UK resident can be a complex journey — but with the right finance partner it doesn’t have to be. We provide tailored Buy-to-Let mortgage solutions for overseas investors, expats, offshore entities, and non-resident landlords looking to acquire, refinance or grow their UK residential property portfolio.
Whether you’re planning to purchase your first London investment property or refinance an existing portfolio, we can offer London-market expertise with access to specialist lenders who actively support non-UK resident investors.
Why London? A Premier Global Property Market
London remains one of the world’s most sought-after real estate markets — known for capital security, strong rental demand, and significant long-term growth potential. Its position as an economic and cultural hub continues to attract international investors seeking stable returns on residential rental investments.
Who We Help
We arrange Buy-to-Let mortgage finance for:
- Non-UK resident individuals living overseas
- Foreign nationals investing in UK property
- Expats & UK citizens living abroad
- Offshore companies, SPVs and corporate entities
- High-net-worth investors and portfolio landlords
- Clients seeking new purchases, refinancing or portfolio expansion
Our Buy-to-Let Mortgage Services
We offer a complete range of mortgage services with specialist experience in foreign investor finance:
🏡 Residential Buy-to-Let Mortgage Solutions
Custom financing for individual rental properties in prime London locations.
📈 Portfolio & Multi-Property Lending
Structured finance for investors seeking multiple properties or ongoing acquisition programmes.
🔁 Refinance & Debt Restructuring
Optimise your cost of capital or unlock equity from existing UK assets.
⚡ Bridging & Short-Term Finance
Fast, flexible access to capital for urgent acquisitions, deposits or refurbishment projects.
🧠 Pre-Approved Forward Funding
Pre-qualified lines of borrowing to help you act quickly on opportunities.
Why Choose Us as Your London Buy-to-Let Finance Broker
✔ Market Expertise
We focus exclusively on UK property finance, with specialist insight into non-UK resident lending challenges and opportunities.
✔ Access to Specialist Lenders
Many mainstream lenders limit foreign investor applications — we work with those who actively lend to international buyers, offshore entities and SPVs.
✔ Flexible Lending Structures
We help structure finance through SPV companies, limited companies or bespoke investment vehicles, giving you options that suit your tax strategy and investment goals.
✔ Personalised Service
From initial assessment to completion, we provide clear guidance, fast responses, and expert support through due diligence and lender negotiations.
Typical Facility Features
📊 Loan amounts up to £25m+ depending on lender and structure
📉 Loan-to-Value (LTV) up to 70% subject to criteria
🏦 Interest-only or capital repayment terms available
📆 Flexible terms tailored to investment strategy
🧾 Support for purchase, refinance, portfolios and SPV structures
Get in touch today!
Call us on 07847 409616
What Makes Foreign Investor & Non-UK Resident Buy-to-Let Different?
As a non-UK investor, you may face additional requirements including:
- Higher deposit or LTV thresholds
- Proof of foreign income or asset strength
- UK bank account and due diligence documentation
- Specialist legal and money laundering compliance review
- Awareness of UK tax obligations (e.g., Non-Resident Landlord Scheme, capital gains and SDLT surcharges)
We guide you through all steps — from lender criteria to documentation requirements — to reduce risk and simplify the process.
Start Your Investment with Confidence
Whether you are new to UK property investment or scaling an existing portfolio, you need a finance partner who understands both international investors and the London property market.
Our Solicitor
Our solicitor is highly experienced in dealing with overseas buyers and mortgage lenders and will work quickly and efficiently to ensure that your transaction proceeds as smoothly as possible:
Alan Zeffertt, Consultant Solicitor
Thirsk Winton LLP
020 7043 1621
24 Hanover Square, Mayfair, London. W1S1JD
Ready to Fund your Residential Investment?
👉 Contact us today for a tailored BTL Finance Appraisal and personalised quotation — and take the next step toward expanding your London property investment.
📞 Call (+44) 07847 409 616
✉️ Email: info@hanovercommercialfinance.com
📥 Or hit Contact Us to submit a quick enquiry form now!